What is Medicare?

Medicare is a health insurance program in the United States. It was created to help people over 65, as well as certain younger people with disabilities. Medicare helps cover the costs of medical services such as doctor visits, hospital stays, and prescription medications.

It is important to note that Medicare has different parts, each covering different aspects of health care. For example, Part A focuses on hospitals and Part B covers medical services such as specialist visits. Additionally, there is the option to enroll in a Medicare Advantage plan (Part C) that combines coverage from parts A and B. And let’s not forget Part D which focuses on prescription drug coverage.

It is also important to note that Medicare does not cover all medical costs and there may be certain co-pays, deductibles, and limits on coverage. It is essential to understand how this program works in order to make informed decisions about our health and well-being.

In short, Medicare is a lifeline for many Americans by providing access to vital health care.

Medicare Supplements

Also called Medigap, these plans help pay for healthcare costs such as co-pays and deductibles.

Medicare Advantage

These plans include hospital, medical, and sometimes prescription drug and other coverage.

Part D

Many people don’t realize that Original Medicare doesn’t cover medications.